I don't like rating people. Everybody is a 10 in something LOL. I think you look fine in a bikini. The only suggestion I might make is that you should try on some suits with bandeau tops. I think they'd look good on you.

Yeah...you look good in bikini....:)

If you feel confident you'll look awesome in anything...yeah you look very nice in your bikini...:)

Although you clearly don't need to, toning up is 80% what you eat and 20% exercise.

I think your body looks average (: and if you want to lose stomach chub, not saying you need too but the only way is to eat healthy, working out will only build muscle under fat but eating healthy will get rid of it. Hope I helped! (:

Are you kidding? You look great!

If you're really worried about "chub" though, I would highly recommend that you try doing the blogilates "Intense Ab workout" once a day.. You'll most likely see results within days! It's my favorite workout ever! I used to hate my tummy, but now it's one of my favorite features!
(You can find this workout on youtube by the way! Just search "Blogilates intense ab workout... Though, you probably could have figured that out yourself! ;)

I think that looks fantastic on you!! :D Like, seriously. It would look so bad on me because I'm actually fat but you, no! You are perfect. :)

Thanks:) Should I tone at all? Like, sit-ups, planks... etc?

Well all of us can benefit from toning. Sit-ups are good or like ab crunches. Do a little bit evry day and by summer you'll be awesome.

Oh and you know what is really good: stuff like pilates, yoga, or ballet because they stretch a lot of those muscles in ways that tone them up.

OK, thanks!:D I'll try to have the will-power to do it everyday..xD Thanks, this was really helpful!:D