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katy baker




28 Jul 1990

  • 137 Rank

  • 404 Points


zebraprintersxd asked:

29 Apr 2010

ok tell me some ways to improve on my smart ways of spending..."smart" ways

i have really bad habits about over spending then i over draft in my account please help me.... im devistated about this.



barbipixi says:

Posted on 29 Apr 2010

well actually having your check book can help bunches when i first started i would round up my purchases up to the next dollar even if it's 2.05 i round it up to 3 if i'm getting tight on money i round up to the nearest 50cents so that would have been 2.50 instead

and i've gotten to the point if i want something i'll walk around with it for a while in the store and try to think will i really use this, is this more of a want than a need? and will i care about this next week?

and choosing to get just the burger instead of a whole meal at some places. opting for getting a drink at a gas station or from home instead of a starbucks or fast food.

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