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Published on: 18 Jan 2017 by nelton
How to Protect Against Identity Theft
With many people living most of their lives online these days - identity theft has become a huge issue. The reality is, there are a few simple steps that can help protect against the dangers of identity theft. While these tips are simple and easy to incorporate into your life without making any drastic changes - you'd be surprised how many people are ignoring them and risking their identities being stolen. Start following this advice and protect your identity now.
Shred all your files
A lot of important documents are still sent through the post. Make sure you shred everything important before throwing it out. If you're not sure if it's worth shredding or not - do it anyway. You'd be surprised how seemingly useless information can be used against you.
Shredders aren't expensive anymore, but they are worth it. Make sure anything with your name or address on is shredded before you throw it in the trash. Anything with your name and address could be used to steal your identity.
Check your statements regularly
It can be easy to stop checking things like bank statements if you don't use them much or have all the payments set to automatic. This is a big mistake. Most banks are on your side and will help you - but you need to spot the problem quickly before it gets out of hand. Make sure you check all your statements as soon as you get them so you can spot any suspicious activity quickly.
Ignore all cold calls
You should be aware by now that many cold calls are not from who they say they are. Whilst a lot of these will just be trying to sell something, some could be more serious. Obviously, you shouldn't be telling anyone your password, - but you might have been more free with other pieces of information. Even confirming your name on the phone to someone who seems to know it already is a huge mistake as it could put you one step closer to getting your identity stolen. Don't answer any questions on the phone unless it's from someone you are sure about.
Keep your passwords secure
Try not to use the same password for multiple sites. If one gets hacked, you could lose access to others. While remembering multiple passwords can be difficult, try and come up with a system that doesn't involve writing them down - this is a big security risk.
Get identity theft protection
While these simple steps might be enough, if you need that extra level of security, try http://noidentitytheft.com/