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Published on: 08 Feb 2017 by arnoldweber112
Even when cash starts getting tight, the urge to shop still
doesn’t go away. There’s always a sale on; there’s always a ‘perfect’ dress
that you just have to buy; and
there’s always a bad day that can be made better with a new pair of shoes. If
you find yourself running out of money far too often, here are some tips on how
to afford those shopping trips before payday.
Sell, sell, sell
There are quite a few of us here that border on being
hoarders. We have clothes stuffed at the back of our wardrobes that we haven’t
worn in years and yet we still hold onto the hope that they will one day come
back into fashion. Well, now is the time to cut ties with the clothes that are
holding us back from finding newer, nicer clothes. Take a weekend to go through
your wardrobe and, looking at your clothes, ask yourself “how would I feel
about wearing this out of the house?”. Unless your answer is “hot as heck”, it’s
time to put it out to pasture. Instead, get online and sell them. Make Ebay
your best friend and master the art of second-hand selling. Take some good
quality photos of the items, write a bit of a description about them, and let
the bids roll in. As you get more experience with selling you’ll start learning
all of the little tricks you need to get your clothes selling for more and
Change your shopping
The way you buy clothes and the way you spend your money
will make a big difference on the quality of your wardrobe and how much money
you tend to have at the end of the month. Rather than regularly buying cheap
clothes and replacing them when they get damaged, start conserving your money.
Which would you rather have: 5 cheap dresses that last you a couple of weeks,
or one amazing dress that will last you for years? Stop going gaga over what’s
‘hot right now’ and instead starting looking for clothes that are timeless and
match your personal style. Rather than buying bags upon bags of clothes each
week, buy three or four good quality items per month that you absolutely adore. You’ll wear them more often,
they’ll last longer, they’ll look better and you’ll start being a bit smarter
about your spending.
Set money aside
If you’re really passionate about shopping then you won’t mind sparing
a bit of time to put together a monthly budget. Working from your monthly
salary, separate how much you should be spending on bills, necessities and
luxuries. That way you won’t be spending money for your bills on your clothes
and you’ll develop good saving habits. All you have to do is be smart with your
luxury budget and learn how to sensibly cut costs. If you’ve incurred some
unexpected expenses during the month, like a breakdown or an accident, don’t spend your bill money on solving
the problem. If you have to give up a bit of your luxury budget then it’s
better than ending up in debt. If you’re certain that your next paycheque would
be able to afford it, you could consider a short term loan from Wizzcash, but be cautious about how much you take out. Take
out a loan as small as it can be and pay it back as soon as possible. This way
your bills will be paid, your accident will be paid for and you’ll still have a
bit of extra cash for your shopping trip.